Use Your HSA or FSA for Coaching with Ilay Polat
Did you know your Health Savings Account (HSA) or Flexible Spending Account (FSA) may cover health coaching, stress support, or nutrition guidance?
At Polat Health, many of my 1:1 services may be eligible for reimbursement under “wellness coaching” or “nutritionist services” — especially if your provider accepts a Letter of Medical Necessity.
What’s Covered?
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Health Coaching for stress, weight, or nutrition
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Personalized wellness plans (if approved by your benefits provider)
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Virtual sessions and follow-ups
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Pre-assessments for HSA/FSA eligibility
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Follow-up documentation support
Available OnlineFeeling stuck? Let’s uncover what’s blocking your wellness flow.
15 min
How It Works
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Book a free clarity call
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We’ll discuss your goals + eligibility
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I’ll provide a pre-assessment for your plan
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If needed, you can ask your provider for a Letter of Medical Necessity
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After each session, I’ll send receipts for your reimbursement filing
What to Ask Your Provider
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Do you cover “health coaching,” “nutritionist services,” or “behavioral health coaching”?
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Is a Letter of Medical Necessity required?
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What documentation do I need to submit?
Step 1: Does This Apply to You?
Some HSA/FSA plans require that coaching or wellness services support a medical condition or medically necessary goal — such as improving:
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Stress & anxiety
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Chronic fatigue
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Hormonal imbalances
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Insulin resistance / prediabetes
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Metabolic syndrome
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Emotional eating
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Weight-related health risks (e.g., joint pain, blood pressure, sleep issues)
If you’re unsure, you can use a BMI calculator as a starting point, but we believe health is more than a number.